While almost everyone needs some form of insurance, people’s insurance needs vary a lot. Just within the realm of homeowners insurance, there are people need insurance for single-family homes, condos, mobile homes, apartments and other types of dwellings. This doesn’t even include the different cars, RVs, motorcycles and boats people own, nor any activities they participate in. Each of these presents a different set of potential risks.
In order to meet people’s diverse insurance needs, insurers offer many different personal policies. A few of the most commonly purchase policies include: